2011 Bentley Continental Flying Spur Insurance Rates

Finding better insurance prices for your Bentley Continental Flying Spur could be an all-consuming task, but you can learn our auto insurance buying tips to find lower rates.

There are both good and bad ways to shop for auto insurance and we’ll show you the absolute fastest way to get price quotes for your Bentley and find the lowest possible price either online or from local insurance agents.

It’s important to check auto insurance prices yearly because insurance rates are variable and change quite frequently. Just because you found the lowest price for Continental Flying Spur coverage a few years ago there may be better deals available now. Ignore everything you know about auto insurance because you’re about to learn the best methods to lower your rates without sacrificing coverage.

If you have a current car insurance policy or need new coverage, you can follow these tips to find better prices and possibly find even better coverage. Locating affordable car insurance is simple if you know the tricks. Drivers only need an understanding of the most efficient way to get comparison quotes online.

Discounts to lower 2011 Bentley Continental Flying Spur insurance rates

Insuring your vehicles can cost a lot, but you can get discounts that many people don’t even know exist. A few discounts will automatically apply at the time you complete a quote, but a few must be specifically requested before you get the savings. If you don’t get every credit possible, you’re paying more than you need to.

  • Paperless Signup – A few companies will discount your bill up to fifty bucks simply for signing on their website.
  • Good Student Discount – Performing well in school can be rewarded with saving of up to 25%. This discount can apply up until you turn 25.
  • Anti-theft Discount – Vehicles equipped with anti-theft or alarm systems can help prevent theft and therefore earn up to a 10% discount.
  • Defensive Driving Course – Taking part in a course in driver safety could save 5% or more if you qualify.
  • Lower Rates for Military – Being deployed with a military unit could be rewarded with lower premiums.
  • Discount for Life Insurance – Some companies give lower rates if you buy a life insurance policy as well.

Keep in mind that some credits don’t apply to the entire policy premium. Most only cut the price of certain insurance coverages like liability and collision coverage. Just because it seems like all those discounts means the company will pay you, you won’t be that lucky. But all discounts will cut the cost of coverage.

For a list of providers with the best insurance coverage discounts, click here.

How to Get Auto Insurance Comparison Quotes

Finding a better price on auto insurance isn’t really that difficult. Consumers just need to take a couple of minutes comparing price quotes online from several insurance companies. This can be done in several different ways.

  1. The fastest way to get quotes is a comparison rater form (click to open form in new window). This method keeps you from doing a different quote to each individual auto insurance company. Just one form will return price quotes direct from many companies. This is by far the quickest method.
  2. A different way to get quotes online is spending the time to visit the website for each individual company to complete their respective quote request forms. For examples sake, we’ll assume you want comparison quotes from Farmers, Liberty Mutual and Travelers. To get each rate you have to go to every website and enter your information, which is why most consumers use the first method. To view a list of companies in your area, click here.

It’s up to you which method you use, but ensure you are comparing exactly the same deductibles and coverage limits for every company. If you compare differing limits then you won’t be able to make an equal comparison.

Bentley Continental Flying Spur rates are complex

Smart consumers have a good feel for the rating factors that help determine the price you pay for insurance coverage. Having a good understanding of what determines base rates enables informed choices that may reward you with big savings.

  • Rates may be higher depending on your occupation – Did you know your occupation can influence how much you pay for insurance coverage? Occupations like judges, business owners and dentists are shown to have the highest average rates in part from high stress levels and lots of time spent at work. Other professions such as scientists, historians and homemakers pay the least for Continental Flying Spur coverage.
  • Lower rates with optional equipment – Purchasing a vehicle with an alarm system can get you a discount on your insurance coverage. Anti-theft features such as GM’s OnStar, tamper alarm systems and vehicle immobilizers all aid in stopping auto theft.
  • Men fork out a little more – Statistics have proven that men are more aggressive behind the wheel. That doesn’t necessarily mean that women are BETTER drivers than men. Both sexes have accidents in similar percentages, but men cause more damage. Men also get more serious tickets such as reckless driving. Male drivers age 16 to 19 are most likely to cause an accident and thus pay the highest rates.
  • Extra add-on coverages are wasting money – There are a lot of add-on coverages you can purchase when buying insurance coverage. Coverages for personal injury protection, better glass coverage and term life insurance are some examples. These may sound like a good investment at first, but if they’re wasting money eliminate them to save money.
  • Poor driving leads to higher costs – Your driving record impacts your car insurance rates tremendously. Even a single citation can increase rates forty percent or more. Good drivers tend to pay less for car insurance than bad drivers. Drivers who get serious violations like DWI, reckless driving or hit and run convictions may be required to file a proof of financial responsibility form (SR-22) with the DMV in their state in order to continue driving.
  • Do you have enough liability coverage? – Your policy’s liability coverage provides coverage when a jury decides you are liable for personal injury or accident damage. Liability insurance provides you with a defense in court which can cost thousands of dollars. Liability insurance is quite affordable as compared to coverage for physical damage, so buy as much as you can afford.
  • Older drivers pay less – More mature drivers are more responsible, file fewer claims and receive fewer citations. Teen drivers have a tendency to be more careless when driving and because of this, their insurance coverage rates are much higher.

Tailor your coverage to you

When choosing proper insurance coverage for your vehicles, there really is not a perfect coverage plan. Everyone’s needs are different.

These are some specific questions can aid in determining if your insurance needs may require specific advice.

  • When does my teenage driver need to be added to my policy?
  • Can I afford low physical damage deductibles?
  • Should I rate my 2011 Bentley Continental Flying Spur as pleasure use or commute?
  • Am I covered if I hit my neighbor’s mailbox?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • What is PIP insurance?
  • Is my 2011 Bentley Continental Flying Spur covered for flood damage?
  • How can I find cheaper teen driver insurance?
  • Do I have coverage for damage caused while driving under the influence?
  • I have good health insurance, so how much medical payments coverage do I need?

If you don’t know the answers to these questions, you may need to chat with an agent. If you don’t have a local agent, simply complete this short form. It is quick, free and can help protect your family.

Do you really save 40% when you switch?

Drivers can’t ignore all the ads that promise big savings by 21st Century, Allstate and State Farm. They all seem to say the same thing that you’ll save big if you change to their company.

How does each company say the same thing? This is how they do it.

All companies have a preferred profile for the driver that is profitable for them. For example, a driver they prefer could possibly be between the ages of 30 and 50, has no tickets, and has a short commute. A propective insured who matches those parameters is entitled to the best price and therefore will pay quite a bit less when switching companies.

Potential customers who don’t qualify for the requirements will have to pay higher prices which leads to the driver buying from a lower-cost company. Company advertisements say “drivers who switch” not “people who quote” save that much. This is how insurance companies can confidently make those claims.

Because of the profiling, drivers must compare many company’s rates. It’s impossible to know which insurance companies will provide you with the cheapest Bentley Continental Flying Spur insurance rates.

Car insurance coverage information

Having a good grasp of auto insurance can be of help when determining the right coverages for your vehicles. The coverage terms in a policy can be difficult to understand and even agents have difficulty translating policy wording.

Medical costs insurance – Coverage for medical payments and/or PIP kick in for immediate expenses like hospital visits, rehabilitation expenses, doctor visits and chiropractic care. They are used in conjunction with a health insurance policy or if you are not covered by health insurance. They cover not only the driver but also the vehicle occupants and also covers getting struck while a pedestrian. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage

UM/UIM Coverage – This protects you and your vehicle’s occupants from other drivers when they either are underinsured or have no liability coverage at all. Covered claims include injuries to you and your family as well as your vehicle’s damage.

Since many drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Frequently the UM/UIM limits are identical to your policy’s liability coverage.

Liability car insurance – Liability coverage can cover damage that occurs to people or other property. It protects YOU against claims from other people, and doesn’t cover your injuries or vehicle damage.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have policy limits of 100/300/100 which stand for $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and a limit of $100,000 paid for damaged property. Some companies may use a combined limit which provides one coverage limit with no separate limits for injury or property damage.

Liability coverage protects against things like pain and suffering, loss of income and court costs. How much liability coverage do you need? That is your choice, but it’s cheap coverage so purchase as high a limit as you can afford.

Comprehensive or Other Than Collision – This coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things such as falling objects, damage from getting keyed, damage from a tornado or hurricane, a tree branch falling on your vehicle and hitting a deer. The highest amount you’ll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Collision coverage – Collision insurance pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder.

Collision insurance covers things like backing into a parked car, rolling your car and sideswiping another vehicle. Collision is rather expensive coverage, so consider dropping it from older vehicles. You can also choose a higher deductible to bring the cost down.

What is YOUR best insurance company?

When you buy insurance online, it’s very important that you do not buy poor coverage just to save money. In too many instances, someone dropped liability coverage limits and learned later they didn’t purchase enough coverage. Your focus should be to buy enough coverage at an affordable rate, not the least amount of coverage.

Throughout this article, we presented a lot of tips how to lower your 2011 Bentley Continental Flying Spur insurance rates. It’s most important to understand that the more quotes you get, the better your comparison will be. You may be surprised to find that the lowest premiums are with some of the lesser-known companies.

Drivers leave their current company for a number of reasons such as questionable increases in premium, high rates after DUI convictions, poor customer service and policy cancellation. Regardless of your reason, finding a new company is not as hard as you think.

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