Save on 2010 Bentley Continental Flying Spur Insurance Rates

If online auto insurance comparisons are new to you, it’s easy to get confused due to the large number of companies vying for business.

It’s important to shop coverage around periodically since insurance rates change quite often. Just because you found the best price on Continental Flying Spur coverage a few years ago you will most likely find a better rate today. There is too much inaccurate information about auto insurance online, so by reading this article, you’re going to learn some of the best ways to find affordable auto insurance.

How to Compare Insurance Coverage Quotes

All the larger insurance coverage companies give prices on their websites. Getting quotes doesn’t take a lot of time as you simply enter your coverage preferences as requested by the quote form. Behind the scenes, their rating system requests reports for credit and driving violations and provides a quote based on these factors.

Quoting online simplifies rate comparisons, but having to visit different websites and type in the same information is repetitive and time-consuming. But it’s very important to perform this step in order to find a lower rate.

The preferred way to find better insurance coverage pricing uses one simple form to return rates from several different companies. The form is fast, requires much less work on your part, and makes price shopping online a lot less work. Immediately after submitting the form, your coverage is rated with multiple companies and you can pick any or none of the quotes returned. If a lower price is quoted, you can simply submit the application and buy the new coverage. It just takes a couple of minutes and you will find out if you’re overpaying now.

To use this form to compare rates, click here to open in new window and fill out the form. To compare your current rates, we recommend you copy the insurance coverages as close as possible to your current policy. This ensures you will have a rate comparison for similar insurance coverage.

Cut prices on Bentley Continental Flying Spur insurance

Auto insurance companies don’t list every available discount in an easy-to-find place, so we took the time to find both the well known and the more hidden ways to save on auto insurance.

  • Senior Citizens – Older drivers may qualify for reduced rates on Continental Flying Spur coverage.
  • Lower Rates for Military – Being deployed with a military unit could be rewarded with lower premiums.
  • Braking Control Discount – Cars that have steering control and anti-lock brakes prevent accidents and qualify for as much as a 10% discount.
  • Safe Driver Discount – Drivers who don’t get into accidents may save up to 50% more on Continental Flying Spur coverage than less cautious drivers.
  • Memberships – Participating in certain professional organizations is a good way to get lower rates when buying auto insurance on Continental Flying Spur coverage.
  • Seat Belts Save – Requiring all passengers to use their safety belts could save 15% off your PIP or medical payments premium.
  • Sign Early and Save – Select companies give a discount for switching to them before your current expiration date. It can save you around 10%.

As a disclaimer on discounts, most credits do not apply to the entire cost. Some only apply to the cost of specific coverages such as comp or med pay. Just because it seems like you could get a free auto insurance policy, it just doesn’t work that way.

For a list of companies who offer auto insurance discounts, click this link.

Tailor your coverage to you

When buying the right insurance coverage, there is no one size fits all plan. Everyone’s situation is a little different.

For instance, these questions could help you determine if your insurance needs would benefit from professional advice.

  • Does insurance cover tools stolen from my truck?
  • Is a blown tire covered by insurance?
  • Am I missing any policy discounts?
  • Do I need added coverage for expensive stereo equipment?
  • What is roadside assistance coverage?
  • Am I covered if I crash into my own garage door?

If you don’t know the answers to these questions, then you may want to think about talking to an agent. To find lower rates from a local agent, complete this form.

Specific coverage details

Having a good grasp of insurance can be of help when determining which coverages you need and proper limits and deductibles. The coverage terms in a policy can be difficult to understand and nobody wants to actually read their policy.

Comprehensive coverages – This coverage covers damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive can pay for claims like damage from flooding, damage from a tornado or hurricane and hitting a bird. The maximum amount a insurance company will pay at claim time is the market value of your vehicle, so if the vehicle’s value is low consider dropping full coverage.

Collision coverages – This coverage covers damage to your Continental Flying Spur caused by collision with an object or car. You will need to pay your deductible and then insurance will cover the remainder.

Collision coverage pays for claims such as driving through your garage door, colliding with a tree, rolling your car, crashing into a building and hitting a mailbox. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. Another option is to bump up the deductible to get cheaper collision coverage.

Auto liability – Liability coverage can cover injuries or damage you cause to other’s property or people that is your fault. It protects you from claims by other people. It does not cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show policy limits of 25/50/25 which means $25,000 bodily injury coverage, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property.

Liability can pay for claims such as repair bills for other people’s vehicles, funeral expenses and repair costs for stationary objects. The amount of liability coverage you purchase is your choice, but you should buy as much as you can afford.

Coverage for medical payments – Coverage for medical payments and/or PIP kick in for expenses for things like hospital visits, X-ray expenses and funeral costs. The coverages can be utilized in addition to your health insurance plan or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants and also covers getting struck while a pedestrian. PIP coverage is not an option in every state but can be used in place of medical payments coverage

Uninsured and underinsured coverage – Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants from other drivers when they either have no liability insurance or not enough. Covered claims include medical payments for you and your occupants and also any damage incurred to your Bentley Continental Flying Spur.

Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.