View 2009 Bentley Continental GT Insurance Rates

Searching for cheaper auto insurance rates for your Bentley Continental GT? If price shopping auto insurance online is new to you, it’s easy to get confused because of the huge number of auto insurance companies competing for business.

It’s a great practice to check auto insurance prices every six months because prices are constantly changing. Just because you had the best deal on Continental GT insurance on your last policy the chances are good that you can find a lower rate today. Ignore everything you know about auto insurance because we’re going to demonstrate how to quote online to properly buy coverages while reducing your premium.

Compare Insurance Today

Most companies like Allstate, GEICO and Progressive allow you to get pricing on the web. Obtaining pricing doesn’t take much effort as you just type in your personal and coverage information as detailed in the form. Once entered, the company’s rating system sends out for credit information and your driving record and provides a quote.

Being able to quote online simplifies rate comparisons, but the work required to visit many different websites and type in the same information is monotonous and tiresome. Unfortunately, it is important to do this if you are searching for a better rate.

The easiest way to find cheaper rates uses one simple form to return rates from several different companies. The form is fast, helps eliminate reptitive entry, and makes comparison shopping much more enjoyable. Once the form is submitted, it is rated and you are able to buy any of the resulting price quotes. If the quotes result in lower rates, you can click and sign and buy the policy. It only takes a few minutes and may result in a nice savings.

To save time and use this form to compare rates, simply click here to open in new window and begin entering your coverage information. If you currently have coverage, we recommend that you enter the insurance coverages exactly as they are listed on your policy. This helps ensure you will have comparison quotes based on similar coverages.

Lower rates by qualifying for discounts

Companies offering auto insurance do not list all available discounts in an easy-to-find place, so we researched both the well known as well as the least known savings tricks you should be using.

• Good Student Discount – A discount for being a good student can be rewarded with saving of up to 25%. This discount can apply up until you turn 25.
• Paperless Signup – Some insurance companies will give a small break for buying your policy on their website.
• Low Mileage Discounts – Fewer annual miles on your Bentley can earn discounted rates on garaged vehicles.
• Theft Prevention Discount – Vehicles equipped with anti-theft or alarm systems are stolen less frequently and will save you 10% or more.
• Life Insurance Discount – Some companies give a break if you buy life insurance from them.

As a disclaimer on discounts, most credits do not apply to the entire policy premium. Some only reduce the price of certain insurance coverages like collision or personal injury protection. So despite the fact that it appears you could get a free insurance coverage policy, you won’t be that lucky.

For a list of insurance companies with the best insurance coverage discounts, click here.

Car insurance is unique, just like you

When choosing the right insurance coverage for your personal vehicles, there really is no one size fits all plan. Every insured’s situation is different.

For example, these questions might help in determining whether or not you might need professional guidance.

• Is my 2009 Bentley Continental GT covered for flood damage?
• Does my 2009 Bentley Continental GT qualify for pleasure use?
• Can I get a multi-policy discount for packaging my home and auto coverage?
• Are rock chip repairs covered?
• Can I afford to pay high deductible claims out of pocket?
• Am I covered when driving on a suspended license?
• Am I getting all the discounts available?
• Do I pay less for low miles?
• Should I drop comprehensive coverage on older vehicles?

If you don’t know the answers to these questions but you know they apply to you then you might want to talk to an agent. If you want to speak to an agent in your area, simply complete this short form.

Car insurance coverage information

Learning about specific coverages of auto insurance can help you determine appropriate coverage and proper limits and deductibles. The coverage terms in a policy can be difficult to understand and reading a policy is terribly boring.

Auto liability insurance – This coverage protects you from damages or injuries you inflict on other people or property that is your fault. It protects YOU against other people’s claims. It does not cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show values of 50/100/50 that translate to $50,000 bodily injury coverage, $100,000 for the entire accident, and $50,000 of coverage for damaged propery.

Liability coverage protects against things such as medical expenses, bail bonds, court costs, legal defense fees and medical services. How much liability coverage do you need? That is a decision to put some thought into, but you should buy as much as you can afford.

Coverage for medical payments – Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses like surgery, prosthetic devices and hospital visits. They are often used to fill the gap from your health insurance plan or if you do not have health coverage. They cover both the driver and occupants in addition to being hit by a car walking across the street. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay

Uninsured and underinsured coverage – This gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Covered claims include hospital bills for your injuries as well as your vehicle’s damage.

Because many people only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Comprehensive coverages – This covers damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things like damage from a tornado or hurricane, damage from getting keyed, a broken windshield and hitting a bird. The maximum amount your auto insurance company will pay is the ACV or actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Collision coverages – This coverage will pay to fix damage to your Continental GT resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible and then insurance will cover the remainder.

Collision coverage protects against claims such as hitting a parking meter, driving through your garage door and damaging your car on a curb. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. Drivers also have the option to bump up the deductible to get cheaper collision coverage.