2000 Chevrolet Corvette Insurance Quotes

Consumers have many options when looking for low-cost Chevy Corvette insurance. They can either spend hours driving around trying to get quotes or utilize the internet to compare rates.

There is a right way and a wrong way to find insurance online so you’re going to learn the absolute fastest way to compare rates on a Chevy and obtain the lowest price.

Car Insurance Comparisons

There are a lot of ways to shop for car insurance, but some are easier and takes less work. You could spend the better part of a day discussing policy coverages with agents in your area, or you can stay home and use the internet to quickly compare rates.

Many of the larger companies enroll in a system where prospective buyers complete one form, and each company then returns a price quote based on that data. This system prevents you from having to do quote forms to each company. To participate in this free quote system, click here (opens in new window).

One minor caviat to getting quotes like this is you don’t know exactly the providers to get pricing from. So if you prefer to pick from a list of companies to compare prices, we have a page of car insurance companies in your area. Click here for list of insurance companies.

It’s up to you which method you use, but make sure you use apples-to-apples coverage information with every price quote. If you use unequal deductibles or liability limits it will be very difficult to truly determine the lowest rate.

Discounts to lower 2000 Chevy Corvette insurance rates

Car insurance is not cheap, but there could be available discounts that many people don’t even know exist. Some discounts apply automatically at the time of purchase, but some may not be applied and must be manually applied before you get the savings. If you’re not getting every credit available, you are throwing money away.

Good Student – Performing well in school can be rewarded with saving of up to 25%. The discount lasts up to age 25.
Anti-lock Brake System – Anti-lock brake equipped vehicles can reduce accidents and will save you 10% or more.
No Accidents – Good drivers with no accidents pay less when compared with drivers who are more careless.
College Student – Youth drivers who are attending college and don’t have a car can receive lower rates.
Lower Rates for Military – Having a deployed family member can result in better rates.

It’s important to note that some of the credits will not apply to your bottom line cost. Most only reduce individual premiums such as medical payments or collision. Just because you may think it’s possible to get free car insurance, auto insurance companies aren’t that generous. Any qualifying discounts will reduce the amount you have to pay.

Insurance companies that possibly offer these money-saving discounts may include but are not limited to:

Double check with all companies you are considering what discounts are available to you. Savings may not be available in every state.

Tailor your coverage to you

When it comes to choosing proper insurance coverage, there really is no “best” method to buy coverage. Coverage needs to be tailored to your specific needs.

For instance, these questions can help discover if you might need professional guidance.

Why do I only qualify for high-risk insurance?
Am I covered if I crash into my own garage door?
Will I be non-renewed for getting a DUI or other conviction?
Are my friends covered when driving my car?
Am I covered when driving in Canada or Mexico?
Should I buy only the required minimum liability coverage?
Do I pay less if my vehicle is kept in my garage?
Can I afford low physical damage deductibles?

If you can’t answer these questions but one or more may apply to you, you might consider talking to a licensed agent. If you want to speak to an agent in your area, take a second and complete this form. It is quick, free and can help protect your family.

Car insurance coverage information

Having a good grasp of insurance aids in choosing the right coverages and the correct deductibles and limits. The coverage terms in a policy can be impossible to understand and even agents have difficulty translating policy wording.

Collision coverage

This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims like colliding with a tree, driving through your garage door and crashing into a building. Paying for collision coverage can be pricey, so consider removing coverage from vehicles that are older. It’s also possible to raise the deductible to save money on collision insurance.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses for ambulance fees, chiropractic care, dental work, doctor visits and rehabilitation expenses. They can be used in conjunction with a health insurance policy or if you lack health insurance entirely. Coverage applies to you and your occupants and also covers being hit by a car walking across the street. PIP is not an option in every state and may carry a deductible

Comprehensive coverage (or Other than Collision)

This covers damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims like damage from a tornado or hurricane, a tree branch falling on your vehicle, hitting a bird, rock chips in glass and theft. The highest amount your insurance company will pay is the market value of your vehicle, so if the vehicle’s value is low it’s not worth carrying full coverage.

Coverage for liability

This coverage will cover injuries or damage you cause to other’s property or people in an accident. This insurance protects YOU from legal claims by others, and doesn’t cover your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show values of 25/50/25 that translate to $25,000 in coverage for each person’s injuries, a total of $50,000 of bodily injury coverage per accident, and $25,000 of coverage for damaged propery. Another option is one number which is a combined single limit which combines the three limits into one amount without having the split limit caps.

Liability coverage protects against claims such as bail bonds, court costs, medical expenses, loss of income and funeral expenses. How much coverage you buy is your choice, but you should buy as high a limit as you can afford.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they are uninsured or don’t have enough coverage. This coverage pays for medical payments for you and your occupants and damage to your Chevy Corvette.

Since many drivers carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family. Usually these limits are similar to your liability insurance amounts.