Compare 1995 Honda Passport Insurance Rates

Buyers have many options when searching for the lowest priced Honda Passport insurance. They can either waste time contacting agents to compare prices or utilize the internet to get rate quotes. There are more efficient ways to compare car insurance rates so we’re going to tell you the quickest way to get price quotes for a Honda and obtain the best price possible from both online companies and local agents.

Free Quotes for Car Insurance

There are several ways you can shop for Honda Passport car insurance but some are more efficient than others. You can spend countless hours discussing policy coverages with insurance agencies in your area, or you can utilize the internet to quickly compare rates.

Many popular insurance companies enroll in a system that enables customers to send in one quote, and at least one company returns a competitive quote based on the submitted data. This saves time by eliminating repetitive form submissions for every car insurance company. To enter your information into the quoting system, click here to open in new window.

One minor caviat to using this type of form is buyers cannot specifically choose the providers to get pricing from. So if you want to choose specific insurance companies to compare rates, we have a listing of the cheapest car insurance companies in your area. View list of insurance companies.

However you get your quotes, compare identical information on every quote you get. If you are comparing different liability limits then you won’t be able to determine which rate is truly the best.

Don’t miss these discounts

Auto insurance companies don’t necessarily list every discount very well, so we researched some of the best known and the harder-to-find car insurance savings. If you don’t get every credit available, you’re just leaving money on the table.

  • Discounts for Safe Drivers – Drivers who don’t get into accidents may save up to 50% more on Passport insurance than drivers with accident claims.
  • Senior Discount – If you qualify as a senior citizen, you may receive a discount up to 10% on Passport insurance.
  • Service Members Pay Less – Having a family member in the military could mean lower rates.
  • Multi-car Discount – Having more than one vehicle on one policy may reduce the rate for each vehicle.
  • Safety Course Discount – Taking a course teaching defensive driving skills could cut 5% off your bill if you qualify.
  • Fewer Miles Equal More Savings – Keeping the miles down on your Honda could be rewarded with lower rates on the low mileage vehicles.
  • Anti-lock Brake System – Anti-lock brake equipped vehicles can reduce accidents and qualify for as much as a 10% discount.
  • Own a Home – Simply owning a home may trigger a car insurance policy discount because maintaining a house shows financial diligence.

Consumers should know that most discounts do not apply to all coverage premiums. Most only reduce specific coverage prices like liability, collision or medical payments. So when the math indicates all the discounts add up to a free policy, companies wouldn’t make money that way.

Car insurance companies that possibly offer some of the above discounts may include but are not limited to:

Before buying, ask every prospective company how you can save money. Some discounts might not be offered in your area.

When might I need help?

When buying the best auto insurance coverage for your personal vehicles, there really is not a single plan that fits everyone. Every insured’s situation is different.

For example, these questions can help discover whether your personal situation could use an agent’s help.

  • When do I need to add a new car to my policy?
  • Are rock chip repairs covered?
  • What is the minimum liability in my state?
  • What is the rate difference between pleasure use and commuting?
  • What if I total my 1995 Honda Passport and owe more than it’s worth?
  • Who is covered by my policy?
  • Does my car insurance cover rental cars?

If you don’t know the answers to these questions but a few of them apply, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, fill out this quick form. It’s fast, doesn’t cost anything and you can get the answers you need.

Coverages available on your car insurance policy

Knowing the specifics of car insurance can help you determine appropriate coverage for your vehicles. The terms used in a policy can be ambiguous and reading a policy is terribly boring.

Collision coverage protection

This coverage will pay to fix damage to your Passport resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in.

Collision insurance covers claims like sustaining damage from a pot hole, colliding with a tree and hitting a mailbox. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. You can also raise the deductible to get cheaper collision coverage.

Uninsured/Underinsured Motorist coverage

Your UM/UIM coverage gives you protection from other motorists when they either are underinsured or have no liability coverage at all. It can pay for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Because many people only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Liability auto insurance

Liability insurance protects you from damages or injuries you inflict on other people or property by causing an accident. It protects YOU against claims from other people. Liability doesn’t cover your injuries or vehicle damage.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see limits of 50/100/50 which means a limit of $50,000 per injured person, $100,000 for the entire accident, and property damage coverage for $50,000.

Liability coverage pays for things such as medical services, attorney fees, bail bonds, pain and suffering and repair bills for other people’s vehicles. How much liability coverage do you need? That is your choice, but consider buying as large an amount as possible.

Comprehensive coverage

This covers damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive can pay for things such as a tree branch falling on your vehicle, hitting a deer and theft. The maximum payout a car insurance company will pay at claim time is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value consider removing comprehensive coverage.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses for ambulance fees, X-ray expenses, funeral costs and nursing services. They are used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Coverage applies to all vehicle occupants and will also cover being hit by a car walking across the street. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage