Cheap 1995 Chevrolet Corvette Insurance Quotes

Trying to find better insurance coverage rates? Buyers have a choice when searching for the lowest priced Chevy Corvette insurance. You can either waste hours calling around getting price quotes or use the internet to get rate quotes. There are more efficient ways to compare insurance coverage rates so we’re going to tell you the proper way to get price quotes for a Chevy and find the cheapest rates from both online companies and local agents.

Finding affordable coverage is quite easy. If you currently have car insurance, you will most likely be able to lower your premiums substantially using these techniques. Drivers just need to understand how to buy auto insurance online.

Cut your car insurance rates with discounts

Companies that sell car insurance do not advertise every discount very clearly, so we researched some of the more common and the harder-to-find car insurance savings. If you’re not getting every credit possible, you are throwing money away.

  • Safety Course Discount – Taking a course teaching defensive driving skills could cut 5% off your bill if your company offers it.
  • No Claims – Claim-free drivers can earn big discounts when compared with drivers who are more careless.
  • Use Seat Belts – Using a seat belt and requiring all passengers to use a seat belt could cut 10% or more off your medical payments premium.
  • Low Mileage Discounts – Keeping the miles down on your Chevy could be rewarded with better rates on cars that stay parked.
  • Anti-lock Brake System – Vehicles with anti-lock braking systems prevent accidents and will save you 10% or more.
  • Passive Restraints – Vehicles with factory air bags may earn rate discounts of more than 20%.

As a disclaimer on discounts, some of the credits will not apply to the overall cost of the policy. Most cut the price of certain insurance coverages like medical payments or collision. Just because you may think you can get free auto insurance, car insurance companies aren’t that generous.

A partial list of companies who might offer these discounts include:

Before buying, ask every prospective company which discounts you may be entitled to. Discounts might not apply everywhere.

How to Compare Car Insurance Costs

There are a lot of ways to compare car insurance prices but there is one way that is less labor-intensive and much quicker. You can waste a lot of time discussing policy coverages with agents in your area, or you can utilize online quotes for quick rates.

Most major companies take part in a program that enables customers to enter their policy data once, and every company provides a quote based on that data. This prevents consumers from doing form submissions for each company. To compare pricing click here to open in new window.

The one disadvantage to comparing rates this way is you can’t choose which companies to get pricing from. So if you prefer to pick specific insurance companies for rate comparison, we have a listing of companies who write car insurance in your area. Click to view list.

It doesn’t matter which method you choose, just make sure you use exactly the same information on every quote you get. If you compare different values for each quote you can’t possibly find the best deal for your Chevy Corvette.

You are unique and your insurance coverage should be too

When buying the right insurance coverage for your vehicles, there is no “perfect” insurance plan. Everyone’s situation is unique.

These are some specific questions can help discover whether your personal situation might need an agent’s assistance.

  • Do I get a pro-rated refund if I cancel my policy early?
  • Is upholstery damage covered by car insurance?
  • Are rental cars covered under my policy?
  • Does my policy cover my teen driver if they drive my company car?
  • Can I rent a car in Mexico?
  • Can I make deliveries for my home business?
  • Should I buy full coverage?
  • What is roadside assistance coverage?
  • Does coverage extend to my business vehicle?

If you’re not sure about those questions but you know they apply to you, then you may want to think about talking to an agent. To find an agent in your area, fill out this quick form. It’s fast, doesn’t cost anything and can provide invaluable advice.

Coverages available on your policy

Having a good grasp of your car insurance policy can be of help when determining which coverages you need and proper limits and deductibles. Car insurance terms can be impossible to understand and nobody wants to actually read their policy.

Liability car insurance

Liability coverage can cover damage that occurs to a person or their property. This insurance protects YOU from claims by other people. It does not cover your injuries or vehicle damage.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see policy limits of 100/300/100 that translate to $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and a limit of $100,000 paid for damaged property.

Liability insurance covers things like legal defense fees, pain and suffering, funeral expenses and emergency aid. How much coverage you buy is your choice, but consider buying as much as you can afford.

Protection from uninsured/underinsured drivers

This coverage provides protection when the “other guys” either have no liability insurance or not enough. Covered claims include injuries sustained by your vehicle’s occupants and also any damage incurred to your Chevy Corvette.

Since many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses like hospital visits, ambulance fees, X-ray expenses, pain medications and doctor visits. They can be utilized in addition to your health insurance plan or if you lack health insurance entirely. They cover not only the driver but also the vehicle occupants and also covers being hit by a car walking across the street. Personal Injury Protection is not universally available and may carry a deductible

Comprehensive (Other than Collision)

This pays for damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against claims like damage from a tornado or hurricane, damage from getting keyed and hitting a deer. The maximum amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.

Collision insurance

Collision insurance will pay to fix damage to your Corvette resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in.

Collision insurance covers things like sideswiping another vehicle, colliding with a tree, hitting a parking meter and rolling your car. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are older. You can also raise the deductible to get cheaper collision coverage.

In any little way, save everyday

Drivers who switch companies do it for any number of reasons including questionable increases in premium, delays in paying claims, not issuing a premium refund or delays in responding to claim requests. No matter why you want to switch, choosing a new company is pretty easy and you might even save some money in the process.

When you buy insurance online, it’s very important that you do not skimp on critical coverages to save a buck or two. There are a lot of situations where an insured cut physical damage coverage only to discover later they didn’t purchase enough coverage. Your strategy should be to buy enough coverage at a price you can afford, not the least amount of coverage.

Budget-conscious 1995 Chevy Corvette insurance can be bought from both online companies and with local insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. Some companies do not offer online quoting and many times these smaller companies only sell through independent insurance agents.

Additional insurance coverage information is available below: